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individual assistance

this page contains information about fema individual assistance program, including the fema individual assistance program and policy guide (iappg).

home repair programs

the home repair program is an interest free loan program to help income eligible families make necessary repairs and improvements to their homes. the loan is in the form of a mortgage on the home and the amount available is based on equity in the home.essential repairs...

renewpace: pace financing for florida | renew financial

renewpace: pace financing for florida home improvement financing for florida homeownershome improvement financing for florida homeowners meet renewpace renew financial created pace (property assessed clean energy) financing as a simple, powerful way for florida homeowners to finance the entire cost of energy and safety-related home improvements, such as heating and cooling upgrades, energy-efficient roofs and […]

how to get a government loan or grant | usagov

government loans can help pay for education, housing, business, and more. federal grants are for organizations. learn the differences between grants and loans and how to apply.

expanding down payment assistance awareness could help more people afford a home

more than 1,600 programs offer down payment assistance nationwide, but many new homebuyers don’t know they may be eligible for assistance. 

housing finance authority first-time homebuyer program - pinellas county

effective june10, 2025 (ver en español) the housing finance authority of pinellas county first-time homebuyer program could be your key to achieving...

home

ed is america’s education agency. we help students pay for school, support families, and give educators tools to do their jobs. we protect students' rights and make sure every american has equal access to an education.

florida government grants

the federal government has set aside additional funding in government grants for citizens and permanent residents of florida

homebuyer down payment assistance program

qualifying homebuyers can receive an interest-free loan of up to $35,000 dollars to cover the down payment for their first home.

farm loans for farmers and ranchers

whether you’re a new farmer or a seasoned rancher in business for decades, we have agriculture loan options to help you meet your goals.

government loans | fha, usda and va loans | winter park, fl

government loans are backed by the federal government and frequently have lower interest rates and easier qualification standards. call today: 407-641-9395.

community development programs | seminole county

the affordable housing advisory committee (ahac) reviews established policies, procedures and ordinances, as well as land development regulations and seminole

florida home loans for single moms - assistance programs and more!

explore top florida home loans and down payment assistance programs for single moms. get the support you need to make homeownership affordable—start now!

florida first-time home buyer programs of 2025 - nerdwallet

florida housing first-time home buyer programs offer fixed interest rates, down payment assistance and tax credits.

florida rural development eligible properties

find realtors familiar with usda loan eligible properties and requirements.

housing services | charlotte county, fl

mission: the housing division of charlotte county human services is responsible for the oversight of the enforcement of federal and state fair housing laws. t.

florida hometown heroes program faqs for 2025 | fha source

florida hometown heroes program faqs 2025. frequently asked questions from homebuyers about hth program requirements and how to apply.

every florida housing grant for people with disabilities | 2025

explore florida grants and programs that make home buying more affordable for disabled individuals. discover your options for down payment assistance today

housing – florida department of veterans' affairs

florida department of veterans' affairs

florida usda home loan mortgage lender | dash home loans

get 100% financing with usda home loans in florida. check usda loan requirements & eligibility for rural properties and apply with an approved fl usda lender!

assistance for housing and other needs

fema aids individuals and families who have disaster caused damages to their homes as a result of a presidentially declared disaster. we can help with other assistance needs, such as disaster-caused childcare needs, disaster medical expenses or necessary clean-up items.

florida reimbursement assistance for medical education | florida department of health

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housing grants & loans for people with disabilities | 2025

learn about grants and home loans for disabled individuals that can make it easier and more affordable to buy your own home.

understanding usda construction loans

a usda construction loan lets you buy and build a home under a single mortgage. learn about usda construction loan requirements and how they work.

va home loan limits | veterans affairs

if you have remaining entitlement for your va-backed home loan, find out the current loan limits and how they may affect the amount of money you can borrow without a down payment. as of 2020, if you have full entitlement, you don’t have a va loan limit.

florida department of agriculture & consumer services

florida department of agriculture and consumer services

florida usda loan information, eligibility & application | usdaloans.net

florida usda loans information, guidelines, income eligibility, usda loans property eligibility map and apply for a florida usda loan.

mortgage information | florida credit union

we offer quick, local decisions for your mortgage needs. our simple process leads you to the best mortgage product for you. click here to apply today.

housing finance authority of pinellas county - pinellas county

our mission is to provide safe, decent, affordable housing for low to moderate income households.  the hfa assists first-time home buyers and also works with local governments, non-profits and other public and private partners to provide funding for affordable multi-family rental housing.

florida first-time homebuyer assistance programs | bankrate

if you're a first-time homebuyer in florida, state programs can help make homeownership more affordable and reduce your closing costs.

down payment grants and loan assistance programs for first-time homebuyers

bank of america

apply for first-time homebuyer program

are you looking to apply to the first time homebuyer program? the city's first time homebuyer program provides zero percent (0%) deferred loans to first-time, income eligible homebuyers purchasing a property in the city of miami.

housing assistance office - jackson county, florida

the purpose of the jackson county housing grants office is to increase, preserve, and improve housing that is affordable and liveable...

down payment assistance

the housing finance authority provides loans to eligible home buyers to help them with down payment and closing costs

who qualifies as a first time homebuyer in florida?

all you need to know about the first time homebuyer program in florida!

florida banking | florida credit union

florida credit union is a full service financial institution providing personal loans, home loans, auto loans, business loans and checking accounts in florida.

financial assistance programs

visit leegov.com to find useful information for residents, businesses and visitors of lee county in southwest florida

18 florida first-time home buyer assistance programs - nerdwallet

looking for first-time home buyer grants in florida? here are 18 statewide and local first-time home buyer assistance programs

2025 usda eligibility map & rural property requirements

check a home’s usda loan eligibility with this easy-to-use usda property eligibility map. search an address to see if it falls within an eligible rural area.

down payment assistance programs & grants by state 2025

learn how down payment assistance works and find first-time home buyer down payment assistance programs in your state.

apply for the georgia dream homeownership program

the georgia dream homeownership program provides affordable mortgage financing for eligible homebuyers.

florida housing grants

citizens and permanent residents who live in florida are eligible to apply and receive housing grants offered by the local state government.

governor announces housing loan program for military and veterans – florida department of veterans' affairs

florida department of veterans' affairs

home mortgage loans & financing | wells fargo

wells fargo home mortgage offers competitive rates on a variety of home loan options. visit wells fargo today to check rates and get mortgage financing.

florida teacher housing grants - up to $8,000 available

get up to $8,000 in home buying grants for florida teachers and staff. explore teacher next door program, up to $15,000 in down payment assistance.

va home loans

main entry page for the va loan guaranty service.

emergency rental assistance program

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.usa-card__media--inset { padding-top: 1.5rem; padding-left: 1.5rem; padding-right: 1.5rem; } .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card__body { flex: 1 1 0%; padding-left: 1.5rem; padding-right: 1.5rem; padding-bottom: 0.5rem; padding-top: 0.5rem; flex-basis: auto; } .usa-card__body:last-child { padding-bottom: 1.5rem; } .usa-card__body:first-child { padding-top: 1.5rem; } .usa-card__body:only-child { padding-bottom: 1.5rem; padding-top: 1.5rem; } .usa-card__footer { padding-bottom: 1.5rem; padding-top: 0.5rem; padding-left: 1.5rem; padding-right: 1.5rem; } .usa-card__header > :last-child, .usa-card__body > :last-child { padding-bottom: 0; margin-bottom: 0; } .usa-card__header > :first-child, .usa-card__body > :first-child { margin-top: 0; padding-top: 0; } .usa-card__header > :only-child, .usa-card__body > :only-child { margin-bottom: 0; margin-top: 0; padding-bottom: 0; padding-top: 0; } .usa-card__header--exdent, .usa-card__body--exdent, 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.usa-card--flag.usa-card--header-first .usa-card__media--inset { padding-top: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media { left: auto; right: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--inset { padding-left: 0; padding-right: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--media-right .usa-card__img { border-radius: 0; border-top-right-radius: calc( 0.5rem - 2px ); border-bottom-right-radius: calc( 0.5rem - 2px ); } .usa-card--flag.usa-card--media-right .usa-card__header, .usa-card--flag.usa-card--media-right .usa-card__body, .usa-card--flag.usa-card--media-right .usa-card__footer { margin-left: 0; margin-right: 15rem; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent { margin-right: -2px; margin-left: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent .usa-card__img { border-radius: 0; border-bottom-right-radius: 0.5rem; border-top-right-radius: 0.5rem; } } .usa-card:not(.usa-card--flag).usa-card__media--set-aspect { box-sizing: border-box; height: 0; overflow: hidden; padding: 0 0 56.25%; position: relative; } .usa-card:not(.usa-card--flag).usa-card__media--set-aspect .usa-card__img { position: absolute; bottom: 0; left: 0; right: 0; top: 0; } .era-guidance-best-practice-sites__examples .usa-card { max-width: 715px; } @media all and (min-width: 40em) { .usa-card--flag .usa-card__media { display: flex; overflow: hidden; position: absolute; bottom: 0; top: 0; position: absolute; left: 0; position: absolute; width: 15rem; } .usa-card--flag .usa-card__img { border-radius: 0; border-top-left-radius: calc( 0.5rem - 2px ); border-bottom-left-radius: calc( 0.5rem - 2px ); } .usa-card--flag .usa-card__header, .usa-card--flag .usa-card__body, .usa-card--flag .usa-card__footer { margin-left: 15rem; } .usa-card--flag .usa-card__media--exdent { margin-left: -2px; margin-right: 0; margin-bottom: -2px; margin-top: -2px; } .usa-card--flag .usa-card__media--exdent .usa-card__img { border-bottom-left-radius: 0.5rem; border-top-left-radius: 0.5rem; } .usa-card--flag .usa-card__media--inset { padding-right: 0; padding-bottom: 1.5rem; } .usa-card--flag .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--header-first .usa-card__header { padding-bottom: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__body { padding-top: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__media--inset { padding-top: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media { left: auto; right: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--inset { padding-left: 0; padding-right: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--media-right .usa-card__img { border-radius: 0; border-top-right-radius: calc( 0.5rem - 2px ); border-bottom-right-radius: calc( 0.5rem - 2px ); } .usa-card--flag.usa-card--media-right .usa-card__header, .usa-card--flag.usa-card--media-right .usa-card__body, .usa-card--flag.usa-card--media-right .usa-card__footer { margin-left: 0; margin-right: 15rem; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent { margin-right: -2px; margin-left: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent .usa-card__img { border-radius: 0; border-bottom-right-radius: 0.5rem; border-top-right-radius: 0.5rem; } } .era-guidance-card-highlight { margin: 2rem 0 1rem; } .era-guidance-card-highlight--docs__icon { width: 8rem; height: 100%; fill: #565c65; } .era-guidance-card-highlight--docs .era-guidance-card-highlight--docs__media { width: inherit; } keeping families in their homestreasury’s emergency rental assistance (era) programs have collectively provided communities over $46 billion to support housing stability for eligible renters throughout the covid-19 pandemic.  participating governments have leveraged era funding to make over 10 million assistance payments to renters facing eviction, and research has shown that era assistance has supported low-income renters and renters of color.  combined with other administration initiatives, treasury’s era programs have helped to prevent millions of evictions since the onset of the pandemic.  two separate era programs have been established: the era1 program was authorized by the consolidated appropriations act, 2021 and provided $25 billion to assist eligible households with financial assistance and housing stability services. the era2 program was authorized by the american rescue plan act of 2021 and provides $21.55 billion to assist eligible households with financial assistance, provide housing stability services, and as applicable, to cover the costs for other affordable rental housing and eviction prevention activities. financial assistance can include the payment of rent, rental arrears, utilities and home energy costs, utilities and home energy costs arrears, and certain other expenses related to housing. era funds are provided directly to states, u.s. territories, certain local governments1, and in the case of era1, indian tribes or their tribally designated housing entities and the department of hawaiian home lands.         find rental assistancefind rental assistance resources in your areaquestions?program recipients with questions about reporting, technical issues, eligible uses of funds, or other items visit the self-service resources.self-service resourceshighlighted program resourcestreasury offers a variety of guidance and resources to support successful era program implementation and increase program transparency such as:policy guides: program guidance, faqs, reporting, & award termsresources for enhancing program effectiveness: era research and evaluation, program & service design & promising practicesrecent updatesjune 2025reporting: on june 17, 2025, treasury updated the following era2 resources related to the era2 reporting requirements to align with executive order 14168 and to reflect some minor updates to be implemented on the q2 2025 quarterly compliance report: era2 reporting guidance; portal user guide – step-by-step guidance on submitting quarterly era2 compliance reports ; data dictionary; era2 reporting technical assistance: tables 1-5 & housing stability; tip – calculating average number of months of assistance; and tip – worksheet for demographics reporting.may 2025reporting: may 29, 2025, treasury released era2 cumulative program data: q2 2021 – q4 2024,  era final compliance report q1 2021 – q4 2022, and era1 final report’s disaggregated demographic data for q1 2021 through q4 2022april 2025guidance: on april 11, 2025, treasury updated the era2 closeout resource with clarifications on record retention and audit requirements, as well as links to the latest faqs in the appendix.january 2025report: january 17, 2025, treasury released the era1 report which provides an overview of how era1 has helped to assist renter households across the nation.reporting: january 14, 2025, treasury released era2 cumulative program data: q2 2021 – q3 2024december 2024guidance: on december 11, 2024, treasury published the era2 closeout resource and the era2 early closeout checklist.faqs: on december 4, 2024, these faqs were updated to provide grantees with additional details on their responsibilities related to improper payments.november 2024reporting: november 6, 2024, treasury published a checklist for preparing and submitting template 7 (phpdf) .october 2024reporting: october 21, 2024, treasury released era2 cumulative program data: q2 2021 – q2 2024.september 2024reporting: on september 13, 2024, treasury published era2 reporting technical assistance: tables 1-5 & housing stability resource.august 2024guidance: on may 30, omb published the compliance supplement. to view the relevant section on the treasury website please see the 2024 era compliance supplement.reporting: august 16, 2024, treasury released era2 cumulative program data: q2 2021 – q1 2024.research: on august 9, treasury updated the research and evaluation webpage with a working paper by economist from treasury and the federal reserve board that finds that “era was largely successful in reaching communities that were most likely to have the highest risk of eviction.”may 2024research: on may 24, 2024, treasury launched a research and evaluation webpage that highlights how treasury is researching the impact of economic recovery programs and how to apply lessons learned to future economic crises.march 2024faqs: on march 5, 2024, treasury updated its faqs and sent a notice to era2 grantees to clarify that grantees may use their era2 award funds to cover expenses for the acquisition of real property and predevelopment activities to enable construction, rehabilitation, or preservation of affordable rental housing projects serving very low-income families.february 2024research: on february 8, 2024, treasury and the federal office of evaluation sciences (oes) released new research on streamlining income verification to broaden access to rental assistance.december 2023promising practices: on december 7, treasury published the tribal housing stability report presenting treasury’s federal financial assistance programs aimed at meeting a range of tribal housing needs.october 2023reporting: october 16, 2023, treasury released era2 cumulative program data: q2 2021 – q2 2023.promising practices: on october 16, treasury published a resource to assist local, state, territorial, and tribal governments in effectively using american rescue plan funds to help more households stay in their homes.august 2023reporting: august 25, 2023, treasury released era2 cumulative program data: q2 2021 – q1 2023.july 2023reallocation: on july 26, 2023, treasury released an update regarding the optional era2 final undrawn funds assessment.june 2023promising practices: on june 28, treasury updated the intentional landlord engagement promising practice, and added the intentional tenant engagement promising practice.may 2023guidance:  on may 19, omb published the compliance supplement. to view the relevant section on the treasury website please see the 2023 era compliance supplementreporting: on may 16, treasury released additional era1 disaggregated demographic data for q1 2021 through q4 2022faqs: on may 10, treasury updated its faqs to address the use of self-attestation alone following the expiration of the public health emergencynotice: on may 3, treasury released a notice regarding era1 assistance provided during the month of december 2022april 2023reallocation: on april 13,2023, treasury released the reallocation amounts for era2 quarter 3 general pool reallocation and designated voluntary reallocationsmarch 2023program review: on march 22, 2023, treasury posted “emergency rental assistance: supporting renting families, driving lasting reform,” a blogpost reflecting on the evolution of the era program over the past two years.reporting: on march 22,2023, treasury released era1 & era2 quarterly demographic data for q1 2021 through q4 2022february 2023reporting: on february 15, 2023 treasury released era1 & era2 quarterly demographic data for q1 2021 through q3 2022january 2023reallocation: on january 24,2023, treasury released the reallocation amounts for era2 quarter 2 general pool reallocation and designated voluntary reallocationsguidance:  on january 5, 2023 treasury published an updated version of the era1 closeout resourcedecember 2022era1 administrative costs: on december 12, 2022, treasury released the attached notice regarding seeking approval of certain era1 administrative costs under section v. of the era1 reallocation guidance.microsoft word version of letter templatereallocation: on december 2, 2022, treasury released a notice regarding the optional era2 final undrawn funds assessment.november 2022reallocation: on november 15, 2022, treasury published technical updates to the era2 reallocation guidance, along with a redlined version showing the changes to the version updated on june 28, 2022.reporting: on november 2, 2022 treasury released era1 & era2 quarterly demographic data for q1 2021 through q2 2022october 2022reallocation: on october 28, 2022, treasury released the reallocation amounts for the era1 final reallocation round.reallocation: on october 21, 2022, treasury released the reallocation amounts for era1 tribal reallocations and era1 round 3 designated voluntary reallocations.reallocation: on october 18, 2022, treasury released the reallocation amounts for era2 quarter 1 reallocation and designated voluntary reallocationsresearch: on october 3, 2022, treasury and the federal office of evaluation sciences released new research on equity in the distribution of the emergency rental assistance program.september 2022reallocation: on september 29, 2022 treasury released a notice regarding extensions of the deadline to obligate reallocated era1 fundsreallocation: on september 26, 2022, treasury released the reallocation amounts for era1 round 3 reallocation.guidance:  on september 19, 2022 treasury published the era1 closeout resourcepromising practices:  on september 16, 2022 treasury published an update to promising practices for implementing culturally and linguistically competent outreach into era programs.reallocation:  on september 13, 2022 treasury released a notice regarding unobligated era1 funds.grantees wishing to return funds to treasury as described in the notice should submit the form titled “request to voluntarily reallocate excess funds” on treasury’s online portal.  under “reallocation designation,” they should select “general reallocation.”grantees may also apply for additional reallocated era1 funds by september 26, 2022 by submitting a request for reallocated funds through the treasury portal.reallocation: on september 6, 2022, treasury added footnote 3 to the era1 reallocation guidance.august 2022reporting: on august 10, 2022, treasury released the june era reportreallocation: on august 8, 2022, treasury announced that tribes, tribally designated housing entities, and the department of hawaiian home lands may apply for reallocated era1 funds through august 19, 2022 by using the era portal.july 2022reallocation: on july 29, 2022 treasury released a notice regarding extensions of the deadline to obligate reallocated era1 funds.faqs: on july 27, 2022, treasury published guidance on the use of era2 funds for affordable rental housing, eviction prevention, and housing stability purposes after october 1, 2022.reporting: on july 25, 2022, treasury released the may era reportreallocation: on july 18, 2022, treasury released a notice regarding era1 recapture for tribal governments.reallocation: on july 5, 2022, treasury updated the era portal to allow grantees to directly input their requests for reallocated era2 funds via the portal, which is accessible through id.me or login.gov.faqs: on july 6, 2022, treasury updated its previously issued era faqs to provide updates regarding era1 and era2 programs. all eligible entities should review these faqs, which provide important information regarding the era. june 2022allocations and payments: on june 29, 2022, treasury posted instructions for grantees who wish to draw down additional tranche payments for era2 awards.guidance: on june 28, 2022, treasury updated the era2 reallocation guidance related to the quarter 1 assessment (see footnote #3).   reporting: on june 3, 2022, treasury released the april era report.reallocation: on june 1, 2022, treasury added an addendum to reallocation guidance for tribal governments may 2022reallocation: on may 20, 2022, treasury updated the era portal to allow grantees to directly input their requests for reallocated era1 funds via the portal, which is accessible through id.me or login.gov.reallocation: grantees requesting to have their era1 funds reallocated should also input their requests via the portal.promising practices:  on may 10, 2022 treasury published promising practices for implementing housing stability services into era programs.allocation: on may 5, 2022, treasury released a notice to units of local government that have not yet accepted any era2 funds or executed the era2 award terms of a may 16th deadline in order to participate in era2.reporting: on may 2, 2022, treasury released the march era report and a report on 2021 era1 demographic percentages by state .april 2022reallocation: on april 11, 2022, treasury updated the form for requesting voluntarily reallocated funds: request for reallocated funds with exhibit c – voluntarily reallocated funds (grantees that wish to request voluntarily reallocated era1 funds should now input their requests directly in the portal). march 2022reporting: on march 30, 2022, treasury released the february era report. treasury announces $30 billion in emergency rental assistance spent or obligated with over 4.7 million payments made to households through february 2022.reallocation: on march 30, 2022, treasury published its era2 reallocation guidance and published a fact sheet summary of the guidance.reallocation: on march 30, 2022, treasury published technical updates to the era1 reallocation guidance, along with a redlined version showing the updates to the version published on october 4, 2021.program and service design: on march 23, 2022, treasury updated its resources for online applications to include a section on protecting applicant data through data privacy and security measures, including limiting the collection of social security numbers.reallocation: on march 14, 2022, treasury released the reallocation amounts for era1 round 2 reallocation and voluntary reallocationreporting: on march 8, 2022, treasury released monthly era spending data through january 31february 2022reporting: in february treasury released quarterly data on the demographics of era recipients  in 2021 and monthly era spending through december 31, 2021 january 2022promising practices: on january 14, 2022, treasury published promising practices for using commitment letters to assist prospective renters. these practices highlight the opportunity to help those who need to prove to a prospective landlord that they can access future rent assistance in order to be stably housed.reporting: on january 7, 2022, treasury released the november era report. emergency rental assistance disbursed $2.9 billion in november in largest month for programreallocation: on january 7, 2022, treasury updated forms relevant for the second round of reallocation:request for reallocated funds: requests for reallocated funds from round 2 were required to be submitted to treasury portal by january 21, 2022. treasury will provide details on the process for requesting reallocated funds from the upcoming round in the coming weeks. please do not email requests using prior forms.reallocated funds form with exhibit c- voluntary reallocated funds. this form is now superseded by an updated form.reallocation: on january 7, treasury released the reallocation amounts for era1 round 1 reallocation  and voluntary reallocationprogram and service design: on january 7, 2022, treasury updated its guidelines for program websites to include resources for grantees to improve access for those with limited english proficiencydecember 2021report fraud, waste, and abuse: on december 16, 2021, treasury added details on how to report fraud, waste, and abuse for era grantees and applicants.reallocation: reallocated funds form with exhibit c- voluntary reallocated fundsreallocation: on december 9, treasury published the template letter for requesting excess funds to be voluntarily reallocated (such requests should now be input directly in the portal).promising practices: on december 9, treasury updated the promising practices for fact-specific proxies to highlight grantee use of proxies, detail the advantages to using this practice, and considerations to take when implementing a proxy.november 2021reporting: on november 29th,  treasury released the october era report (spreadsheet updated 12/6/21). emergency rental assistance program surpasses 2.5 million payments to renters and landlords.promising practices: on november 18, 2021, treasury updated promising practices for utilities, including an updated discussion about working with energy providers and other utility assistance programs (like liheap). treasury also updated the example screens for covid-19 financial impact and housing instability.program and service design: on november 5, 2021, treasury added guidelines for fact-specific proxies and an example of an era application flow for grantees exploring application process improvements. in addition, example screens have been added and updated, including screens for rent and utility assistance requests.promising practices: on november 5, 2021, treasury updated the promising practices for take-away pdf of the eviction diversion maturity model.october 2021reporting: on october 25th,  treasury released the september era report more than 510,000 households received emergency rental assistance in september, totaling nearly $2.8 billion in paymentsreallocation: on october 25th,   deputy secretary adeyemo published a letter to all grantees to highlight additional detail on the reallocation process.  reallocation: on october 25th,  treasury published the following reallocation forms.program improvement plan formreallocated funds form (which is now superseded by an updated form)reallocation: on october 4th, treasury published reallocation guidance and a letter from deputy secretary adeyemo was sent to era grantees about the reallocation guidance.reallocation summary: on october 4, treasury published a summary on era reallocation highlights .september 2021reallocation: on september 24, deputy secretary adeyemo published a letter to all grantees providing further insight into how treasury intends to approach the reallocation process.program and service design: on september 24, 2021, treasury added a section on era program and service design which, includes new guidelines for era program online applications including example screens and guidelines for program websites.updated monthly reporting: on september 24, 2021, treasury released the august era report showing more than 420,000 households received emergency rental assistance in august, totaling over $2.3 billion in paymentsaugust 2021faqs: on august 25, 2021, faqs were revised to provide further clarification on the use of self-attestation and to describe methods of speeding payments to eligible households.promising practices: on august 4, 2021, treasury updated promising practices around eviction diversion including the addition of a maturity model and example self-attestation forms.reporting: all emergency rental assistance (era1 and era2) recipients have been notified of the requirement to submit q2 partial reports via treasury’s portal by august 6, 2021.june 2021faqs: on june 24, 2021, treasury updated its previously issued era faqs to provide updates regarding era1 and era2 programs. all eligible entities should review these faqs, which provide important information regarding the era.view all updatespress releasesoctober 2024october 2: treasury has published the american rescue plan: expanding access to housing featuring stories about how treasury programs have helped families across the country access stable and affordable housing.october 2023october 23: on october 23, treasury released a report providing new evidence that the recovery from the economic harm of the covid-19 pandemic was the most equitable recovery in recent history, supporting the housing stability of homeowners and renters alike. building on these findings, the biden-harris administration announced efforts to expand economic opportunity for communities of color and continue to close the racial wealth gap at the annual freedman’s bank forum.october 16: fact sheet: new treasury department data illustrates how american rescue plan resources are expanding access to affordable housing and keeping families in their homes.april 2023april 27: readout: treasury department convenes roundtable to discuss the american rescue plan’s historic investments in rental assistance for aanhpi communitiesapril 13: treasury department announces over $520 million to be reallocated to prevent eviction march 2023march 22:  at low income housing forum, deputy secretary adeyemo announces nearly 10.8 million emergency rental assistance program payments to families at risk of evictionfebruary 2023february 15 new treasury data shows emergency rental assistance program made nearly 10 million payments to families at risk of evictionjanuary 2023january 24 treasury announces $690 million to be reallocated to prevent evictionmay 2022may 2 in los angeles, treasury deputy secretary adeyemo calls on state and local governments to use american rescue plan funds to boost affordable housing supplymarch 2022march 8 deputy secretary of the treasury wally adeyemo highlights emergency rental assistance program in memphis, tennessee on american rescue plan anniversary tourfebruary 2022february 24 new treasury data shows over 80% of emergency rental assistance delivered to lowest-income households; high percentages of assistance reaching black, latino, and female-headed householdsjanuary 2022january 7th emergency rental assistance disbursed $2.9 billion in november in largest month for programnovember 2021november 29th emergency rental assistance program surpasses 2.5 million payments to renters and landlordsoctober 2021october 25th more than 510,000 households received emergency rental assistance in september, totaling nearly $2.8 billion in paymentsseptember 2021september 24th more than 420,000 households received emergency rental assistance in august, totaling over $2.3 billion in paymentsseptember 14th treasury releases additional emergency rental assistance funds to high-performing state and local government granteesaugust 2021august 27th secretary of the treasury yellen, attorney general garland and secretary of the department of housing and urban development fudge sent letter to governors, mayors and state courts urging use of emergency rental assistance over evictionaugust 27th readout: deputy secretary of the treasury wally adeyemo’s roundtable discussion with emergency rental assistance program grantees and call with national advocacy and housing organizationsaugust 25th treasury announces seven additional policies to encourage state and local governments to expedite emergency rental assistanceaugust 18th readout: deputy secretary of the treasury wally adeyemo’s visit to maryland emergency rental assistance granteejuly 2021july 28th treasury joins administration call to action to alert americans to emergency rental assistance and promote cfpb “rental assistance finder”july 21st treasury data: amount of june emergency rental assistance resources to households more than all previous months combinedjuly 9th readout: deputy secretary of the treasury wally adeyemo’s roundtable discussion with emergency rental assistance program granteesjune 2021june 24th treasury releases guidance to speed the provision of emergency rental assistance relief and support housing stability for renters at risk of evictionmay 2021may 21st treasury distributes $6.1 billion to assist renters and landlords through emergency rental assistance programmay 7th treasury announces additional $21.6 billion in emergency rental assistance allocationjanuary 2021january 7th treasury launches $25 billion emergency rental assistance program; opens portal to begin disbursement of funding to state, local, and tribal governmentsview all press releases1 in accordance with the era1 and era2 statutory requirements, only local governments with more than 200,000 residents are eligible to receive an era1 and era2 award from treasury. see 15 u.s.c 9058a.(b)(1) and 15 u.s.c 9058c.(b)(1).

loans | office of financial aid

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homeowner assistance fund

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.usa-card__media--inset { padding-top: 1.5rem; padding-left: 1.5rem; padding-right: 1.5rem; } .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card__body { flex: 1 1 0%; padding-left: 1.5rem; padding-right: 1.5rem; padding-bottom: 0.5rem; padding-top: 0.5rem; flex-basis: auto; } .usa-card__body:last-child { padding-bottom: 1.5rem; } .usa-card__body:first-child { padding-top: 1.5rem; } .usa-card__body:only-child { padding-bottom: 1.5rem; padding-top: 1.5rem; } .usa-card__footer { padding-bottom: 1.5rem; padding-top: 0.5rem; padding-left: 1.5rem; padding-right: 1.5rem; } .usa-card__header > :last-child, .usa-card__body > :last-child { padding-bottom: 0; margin-bottom: 0; } .usa-card__header > :first-child, .usa-card__body > :first-child { margin-top: 0; padding-top: 0; } .usa-card__header > :only-child, .usa-card__body > :only-child { margin-bottom: 0; margin-top: 0; padding-bottom: 0; padding-top: 0; } .usa-card__header--exdent, .usa-card__body--exdent, 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display: flex; overflow: hidden; position: absolute; bottom: 0; top: 0; position: absolute; left: 0; position: absolute; width: 15rem; } .usa-card--flag .usa-card__img { border-radius: 0; border-top-left-radius: calc( 0.5rem - 2px ); border-bottom-left-radius: calc( 0.5rem - 2px ); } .usa-card--flag .usa-card__header, .usa-card--flag .usa-card__body, .usa-card--flag .usa-card__footer { margin-left: 15rem; } .usa-card--flag .usa-card__media--exdent { margin-left: -2px; margin-right: 0; margin-bottom: -2px; margin-top: -2px; } .usa-card--flag .usa-card__media--exdent .usa-card__img { border-bottom-left-radius: 0.5rem; border-top-left-radius: 0.5rem; } .usa-card--flag .usa-card__media--inset { padding-right: 0; padding-bottom: 1.5rem; } .usa-card--flag .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--header-first .usa-card__header { padding-bottom: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__body { padding-top: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__media--inset { padding-top: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media { left: auto; right: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--inset { padding-left: 0; padding-right: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--media-right .usa-card__img { border-radius: 0; border-top-right-radius: calc( 0.5rem - 2px ); border-bottom-right-radius: calc( 0.5rem - 2px ); } .usa-card--flag.usa-card--media-right .usa-card__header, .usa-card--flag.usa-card--media-right .usa-card__body, .usa-card--flag.usa-card--media-right .usa-card__footer { margin-left: 0; margin-right: 15rem; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent { margin-right: -2px; margin-left: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent .usa-card__img { border-radius: 0; border-bottom-right-radius: 0.5rem; border-top-right-radius: 0.5rem; } } .usa-card:not(.usa-card--flag).usa-card__media--set-aspect { box-sizing: border-box; height: 0; overflow: hidden; padding: 0 0 56.25%; position: relative; } .usa-card:not(.usa-card--flag).usa-card__media--set-aspect .usa-card__img { position: absolute; bottom: 0; left: 0; right: 0; top: 0; } .era-guidance-best-practice-sites__examples .usa-card { max-width: 715px; } @media all and (min-width: 40em) { .usa-card--flag .usa-card__media { display: flex; overflow: hidden; position: absolute; bottom: 0; top: 0; position: absolute; left: 0; position: absolute; width: 15rem; } .usa-card--flag .usa-card__img { border-radius: 0; border-top-left-radius: calc( 0.5rem - 2px ); border-bottom-left-radius: calc( 0.5rem - 2px ); } .usa-card--flag .usa-card__header, .usa-card--flag .usa-card__body, .usa-card--flag .usa-card__footer { margin-left: 15rem; } .usa-card--flag .usa-card__media--exdent { margin-left: -2px; margin-right: 0; margin-bottom: -2px; margin-top: -2px; } .usa-card--flag .usa-card__media--exdent .usa-card__img { border-bottom-left-radius: 0.5rem; border-top-left-radius: 0.5rem; } .usa-card--flag .usa-card__media--inset { padding-right: 0; padding-bottom: 1.5rem; } .usa-card--flag .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--header-first .usa-card__header { padding-bottom: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__body { padding-top: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__media--inset { padding-top: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media { left: auto; right: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--inset { padding-left: 0; padding-right: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--media-right .usa-card__img { border-radius: 0; border-top-right-radius: calc( 0.5rem - 2px ); border-bottom-right-radius: calc( 0.5rem - 2px ); } .usa-card--flag.usa-card--media-right .usa-card__header, .usa-card--flag.usa-card--media-right .usa-card__body, .usa-card--flag.usa-card--media-right .usa-card__footer { margin-left: 0; margin-right: 15rem; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent { margin-right: -2px; margin-left: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent .usa-card__img { border-radius: 0; border-bottom-right-radius: 0.5rem; border-top-right-radius: 0.5rem; } } .era-guidance-card-highlight { margin: 2rem 0 1rem; } .era-guidance-card-highlight--docs__icon { width: 8rem; height: 100%; fill: #565c65; } .era-guidance-card-highlight--docs .era-guidance-card-highlight--docs__media { width: inherit; } .program-highlight { background: #ffffff linear-gradient(30.09deg,#e3e3e3 -15.11%,rgba(0,48,91,0) 77.83%); padding: 2.5rem 2rem; } .program-highlight .program-highlight--title { font-weight: 400; font-family: 'merriweather'; line-height: 1; font-size: 2.5rem; } .program-highlight ul li a { border-bottom: 1px solid rgba(10,36,88,.25); font-family: decimal-medium_web,sans-serif; font-size: 1.1rem; font-weight: 400; line-height: 1.35; padding-bottom: 5px; text-decoration: none !important; word-break: keep-all; } .program-highlight ul li { margin: 20px 0; background: transparent url(); } .program-highlight--description { letter-spacing: 0; font-weight: 400; line-height: 1.34; opacity: .77; margin-top: 19px; margin-bottom: 0px; } .program-highlight--subtitle { text-transform: uppercase; font-weight: 400; letter-spacing: 2px; display: block; } .program-highlight ul { margin-bottom: 0; padding-left: 1rem; list-style: square; } .program-highlight li::marker { color: #a92423; } the homeowner assistance fund (haf) authorized by the american rescue plan act, provides $9.961 billion to support homeowners facing financial hardship associated with covid-19. haf funds were distributed to states, u.s. territories, and indian tribes. funds from haf may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes. through june 2024, haf-funded programs have assisted over 549,000 homeowners, helping to prevent mortgage delinquencies and defaults, foreclosures, losses of utilities and home energy services, and displacement. the data shows that the majority of haf assistance reached economically vulnerable and traditionally underserved homeowners, including low-income homeowners, homeowners of color, and female homeowners. further, available data has shown that foreclosure filings have remained below pre-pandemic levels.find homeowner assistanceview information about how to connect with homeowner assistance near you.find homeowner assistance in your areaquestions?program recipients with questions about reporting, technical issues, eligible uses of funds, or other items visit the self-service resources.self-service resources highlighted resourcestreasury offers a variety of resources to support successful haf program implementation and increase program transparency.strategic outreachdetermining eligibility with fact specific proxiesincome verificationcoordinating with servicersrecent updatesmay 2025reporting: on may 29, 2025, treasury released haf quarterly compliance data through q4 2024promising practice: on may 9, 2025, treasury published implementing enhanced program integrity measuresapril 2025guidance: on april 11, 2025, treasury updated the haf closeout resource with clarifications to information related to record retention, audit thresholds, and repayment of haf award funds.march 2025guidance: on march 5, 2025, treasury released the haf closeout checklist to support haf participants considering closing out their haf award before september 30, 2026.january 2025reporting: on january 17, 2025, treasury released haf quarterly compliance data through q3 2024october 2024reporting (tribes): on october 1, treasury published a resource supporting tribal governments submitting the haf quarterly and annual reports.september 2024reporting: on september 27, 2024, treasury released haf quarterly compliance data through q2 2024.reporting (notice for tribes): on september 17, treasury shared a notice with updated reporting requirements for tribes.guidance (tribal resources): on september 16, treasury published a resource on haf financial assistance 101 and a resource on introduction to procurement requirements for tribal entities.august 2024guidance: on may 30, omb published the compliance supplement. to view the relevant section on the treasury website please see the 2024 haf compliance supplement.july 2024haf self-service resource: on july 17, treasury updated the haf self-service resource.june 2024reporting: on june 26, 2024, treasury released haf quarterly compliance data through q1 2024.may 2024reporting resource (tribes): on april 26, id.me published a tribal user guide for identification verification.april 2024guidance (tribal resources): on april 2, treasury published a resource on subrecipient monitoring and management for tribal entities.march 2024reporting (closeout): on march 27, 2024, treasury published the haf closeout reporting user guidepromising practice (closeout): on march 27, 2024, treasury published haf closeout promising practices to share strategies to help ensure that the process goes smoothly and sets up homeowners and other partners for success in the future.blog: on march 19, 2024, treasury published the blog post haf at three-years old: building on lessons learned from hhf.reporting: on march 19, 2024, treasury released haf quarterly compliance data through q4 2023.february 2024reporting (closeout): on february 1, 2024, treasury released the haf closeout resource which provides an overview of haf closeout processes.reporting: on february 1, treasury released haf quarterly compliance data through q3 2023.january 2024reporting: the portal is now open for the haf q4 2023 quarterly report, due february 15, 2024. treasury published updates to the haf guidance on participant compliance and reporting responsibilities, homeowner assistance fund reporting faqs & haf quarterly report user guide.december 2023allocations (tribes): on december 6, treasury published an updated list of tribes and tribally designated housing entities participating in haf.november 2023haf self-service resource: on november 3, treasury updated the haf self-service resource.reporting (tribes): on november 3, treasury published a recorded webinar providing an overview of tribal government’s haf quarterly and annual reporting slides.october 2023reporting (notice): the portal is now open for the haf q3 2023 quarterly report and the haf annual report. all haf participants are required to submit the annual report and the q3 quarterly report. this will be the second quarterly report for tribal governments with allocations under $5 million and the department of hawaiian home lands. both reports are due november 15, 2023.reporting (tribes): on october 16, treasury published a resource supporting tribal governments submitting the haf quarterly and annual reports. reporting: on october 16, treasury released haf quarterly compliance data through q2 2023 and press release.promising practices: on october 16, treasury published a resource to assist local, state, territorial, and tribal governments in effectively using american rescue plan funds to help more households stay in their homes.september 2023guidance: on september 12, treasury posted the office of recovery program’s conflict of interest faqsguidance (tribal resources): on september 1, treasury published a recorded webinar on single audit compliance for tribal entities.august 2023promising practices: on august 9, treasury published a resource to support haf programs with expanding haf uses of funds. july 2023reporting: on july 14, treasury published updates to the homeowner assistance fund reporting faqsguidance (tribal resources): on july 12, treasury published a resource on single audit compliance for tribal entities. reporting: on july 7, treasury released haf quarterly compliance data through q1 2023 and press release.program and service design: on july 3, treasury published a resource to support haf programs with online application improvements.june 2023allocations (tribes): on june 27, treasury published the list of tribes and tribally designated housing entities participating in haf.guidance: on june 12, treasury published updated haf guidance with additional information regarding qualified expenses.may 2023guidance: on may 19, omb published the compliance supplement. to view the relevant section on the treasury website please see the 2023 haf compliance supplement program and service design: on may 15, treasury published a resource to support haf programs with strategies for determining eligibility of homeowners based on income.april 2023reporting: on april 7, treasury released haf quarterly compliance data through q4 2022 and overview.reporting: on april 7, treasury published updates to the homeowner assistance fund reporting faqspromising practices/program service & design: on april 5, treasury published resources to support haf programs with strategic outreach to homeowners and income verification approaches. additionally, an example of a covid-19 pandemic impact questionnaire was also published.allocations (tribes): on april 3, treasury published instructions for tribes to access allocation adjustment funds.march 2023guidance (tribes): on march 7, treasury published updated haf guidance that clarifies certain requirements for certain tribes and tribal entities.february 2023allocations (tribes): on february 14, treasury published the haf tribal allocation adjustment overview.reporting: on february 10, 2023 treasury released haf quarterly compliance data through q3 2022 and overview.january 2023reporting: treasury published updates to the homeowner assistance fund reporting faqsdecember 2022reporting: on december 2, 2022 treasury released haf quarterly compliance data through q2 2022 and overview.november 2022promising practices: treasury published a resource to support haf programs collaborate with servicers on november 18, 2022.reporting (tribes): treasury published a resource supporting tribal governments submitting the haf quarterly and annual reports. october 2022guidance resources (tribes): treasury published resources to support tribal governments submitting haf plans including a recording and slides. reporting: treasury published updates to the homeowner assistance fund reporting faqs & haf quarterly report user guide, and has published the haf annual report user guide.reporting (notice): the portal is now open for the haf q3 2022 quarterly report and the first haf annual report. all haf participants are required to submit the annual report and the q3 quarterly report. this will be the first quarterly report for tribal governments with allocations under $5 million and the department of hawaiian home lands. both reports are due november 15, 2022.august 2022guidance: treasury updated haf guidance on august 8, 2022 to provide additional guidance on the reimbursement of certain qualified expenses.july 2022program and service design: on july 21, treasury published a program and service design resource on tips on improving the design of your haf program. reporting: treasury published update to the following: homeowner assistance fund reporting faqs, haf quarterly report user guide, haf guidance on participant compliance and reporting responsibilitiesthe deadline for the haf annual performance report, as well as the first quarterly report for tribal governments with allocations under $5 million and the department of hawaiian home lands, has been postponed from august 15, 2022 to november 15, 2022.quarterly reports for states, territories, and tribal governments with allocations over $5 million are due on august 15, 2022. entities required to provide reporting by august 15 will receive an email from treasury shortly with additional information on quarterly reporting.april 2022haf plans: on april 6, 2022, treasury published approved haf plans for state programs.promising practices:  on april 6, 2022, treasury published promising practices for helping homeowners determine their best options and  strategic outreach.march 2022reporting: treasury published draft haf guidance on quarterly and annual reporting responsibilities for haf participants.  the draft haf guidance is open for public comment through april 14, 2022 and comments can be submitted to treasury by email at haf@treasury.gov.  please  include “haf quarterly and annual guidance comments” in the subject header of the email.february 2022guidance:  treasury updated haf guidance on february 24, 2022 to provide additional guidance on the use of program income, eligible housing counseling services, administrative expenses, eligible uses of funds, and approaches for household income verification.december 2021 update – deadline for notice of funds request: the deadline for a tribe, tribally designated housing entity (tdhe), or the department of hawaiian home lands to submit a notice of funds request has been extended to december 15, 2021.update—haf plans: treasury has published updated guidance and related materials for haf participants to use in the development of their haf plans. the haf plan submission portal is now online and available. consistent with the 14-day timeframe previously announced, haf participants representing states and territories should submit their completed plans or notify treasury of the date the participant will submit a completed plan, by august 20. this deadline does not apply to tribes and tribally designated entities (tdhes). all haf plans must be submitted through the online portal.view all updatesresources for tribestreasury has developed resources to help tribes implement their programs.haf reporting notice for tribes dated september 17, 2024designating haf points of contact by haf account administrators tribal resources for reportingidentity verification with id.me for tribal users2024 haf compliance supplementhaf tribal allocation adjustment overview and instructional slidesadditional instructional webinars and slidestribal affairs newsletter sign uppress releasesoctober 2024october 2: treasury has published the american rescue plan: expanding access to housing featuring stories about how treasury programs have helped families across the country access stable and affordable housing.march 2024on march 19th, treasury published data showing the homeowner assistance fund assisted helped keep more than 500,000 families in their homes and the blog post haf at three-years old: building on lessons learned from hhf.october 2023on october 23, treasury released a report providing new evidence that the recovery from the economic harm of the covid-19 pandemic was the most equitable recovery in recent history, supporting the housing stability of homeowners and renters alike. building on these findings, the biden-harris administration announced efforts to expand economic opportunity for communities of color and continue to close the racial wealth gap at the annual freedman’s bank forum.on october 16, treasury published data showing the homeowner assistance fund assisted nearly 400,000 families at risk of foreclosurejuly 2023on july 7th, treasury published data showing the homeowner assistance fund helped keep more than 300,000 families in their homesmarch 2023on march 14th, treasury published on american rescue plan’s second anniversary, treasury releases new data on act’s historic investments in economic growthmay 2022on may 6th, treasury published a statement from secretaries yellen, fudge, mcdonough, and vilsack on continued efforts to connect homeowners to pandemic relief

state housing initiatives partnership (ship) program

ship program dollars may be used to fund emergency repairs, new construction, rehabilitation, down payment and closing cost assistance, impact fees, construction and gap financing, mortgage buy-downs, and more.

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